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Current 15Yr Mortgage Rates

Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

Mortgage rates continued their move lower as 2018 comes to an end. Average 30 year mortgage rates today are at 4.61 percent, down from the prior week’s average 30 year mortgage rate of 4.67 percent. current mortgage rates on 15 year fixed loans are averaging 3.78 percent, a decline from last week’s average 15 year rate of 3.84 percent.

Rates shown are not available in all states. Assumptions. Conforming loan amounts of $300,000 to $349,999. Single family residence. refinance loan. loan to Value of 80%. Mortgage rate lock period of 45 days in all states except NY which has a rate lock period.

Are 15-year, fixed-rate mortgages a good choice for refinancing? They often are, especially for homeowners well along in an existing 30-year mortgage; these can be used to chop years off of a remaining mortgage term, and often at the same or even lower than their current monthly payment.

Mortgage. fixed-rate average held steady at 3.75 percent with an average 0.5 point. (Points are fees paid to a lender.

The average 30-year fixed mortgage rate is 3.97%, up 2 basis points from 3.95% a week ago. 15-year fixed mortgage rates rose 3 basis points to 3.30% from 3.27% a week ago.

Agency 30 year 5/1 ARM. Agency ARM rates are based on a loan amount of $200,000, credit score of 720 and 20% down payment. Adjustable rate mortgages have interest rates which are subject to increase after consummation.

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A month ago, the average rate on a 30-year fixed refinance was higher, at 4.02 percent. At the current. 15-year fixed refinance at that rate will cost around $699 per $100,000 borrowed. That may.

NerdWallet’s mortgage rate tool can help you find competitive, 15-year fixed mortgage rates customized for your needs. Just enter some information about the type of loan you’re looking for and.

What are today’s current mortgage rates? On June 28th, 2019, the average rate on the 30-year fixed-rate mortgage is 4.07%, the average rate for the 15-year fixed-rate mortgage is 3.5%, and the average.

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